Financial Culture Of Student Youth As A Predictor Of Economic Behavior

The study of the financial and economic culture of the population is designed to help explain and predict its behavior, the ability to take advantage and avoid risks. The article presents the results of a study of the financial and economic culture of students. The theoretical premises were the approach to culture as a socially interactive process consisting of "shared meanings" and "shared practices", and the methodological framework was the concept of the institutional matrix and the phenomenon of financial subjectivity. The socio-economic block of issues considered in the article includes indicators characterizing risks of a macroeconomic nature and in interaction with financial institutions. Macroeconomic risks seem to many respondents to be very likely, which determines the orientation towards using such methods of saving and multiplying funds as investments in real estate, cash foreign currency and bank deposit.